some reports say next year, one half of all children in new york city will be bored to indigent parents. host: your point in all this? caller: my point is, the money that is being spent on these other entitlement programs have to be cut because these people are able to get out of work and make a nice living, whereas the elderly cannot. guest: i think the main thing to pay it to do about the federal budget -- and this is something that people say flippantly some times. at the u.s. government is an insurance company with an army. when we talk about the insurance company part, we are talking about medicare and social security, and to some degree medicaid. those are programs that benefit the middle class and the poor, mainly through retirement. the other thing that people talk about, those are very small parts in the federal budget compared to medicare and social security. really, is not a question of needing to cut these programs. it is that they are growing more quickly than the economy, larger than they have been in the past, and what we need to decide as a nation is, are willing to pay